Mesa Properties Rental Criteria

Thank you for taking the time to consider one of our managed properties for your next home! Here’s a breakdown of the application process and our rental requirements.

There is a $45 non-refundable fee to apply. Please review all approval requirements carefully before getting started.

Application Process

• All residents aged 18 and older must submit an application. One applicant should initiate the group applications and add co-applicants by providing their name and email address when prompted in the “Your household” portion of the application. Submitting without inviting co-applicants can cause delays in processing.
• Only complete applications will be reviewed.
• To complete this application, you’ll need your valid government-issued ID, your social security number or ITIN (if applicable), proof of income (bank or payroll credentials, or documents), housing history details, and animal details (if applicable).

Income

• Combined net income must be at least 2.5x monthly rent.
  • Combined net income of 2.25x may be conditionally approved with a security deposit of two months rent, subject to local or state law limitations on deposit amounts.
• Combined Debt-to-Income Ratio (DTI) must not exceed 60%.
• Applicants are encouraged to verify their income using Findigs’ secure partners: Stripe (bank accounts) or Pinwheel (payroll accounts). This method enables faster review and verification.
• If you’re unable to connect an account to verify income, you may provide documents showing the following:
  • Your two most recent bank statements. For self-employed applicants you will need to upload 6 months of personal bank statements and 2 years of tax returns.
  • Your last 2 months of paystubs.
  • Offer letter for a job that starts within the next 45 days.
  • Benefits letters or award letters.

Rental History

• If applicable, applicants must provide contact information for prior property managers (landlords) from the last 24 months.
  • Insufficient rental history may be conditionally approved with a security deposit of two months rent, subject to local or state law limitations on deposit amounts.
• Eviction history: Applicant must not have a final judgment of eviction in the last 7 years.
• Please notify us of any extenuating or mitigating circumstances we should be aware of.

Credit History

• A minimum credit score of 650 is required for approval.
• Applicants with credit scores between 620 and 650 may be conditionally approved with a security deposit of two months rent, subject to local or state law limitations on deposit amounts.
• Any collections accounts must be within the specified ranges:
  • The sum of the open collections with high risk types (Previous Landlord Debt, Utilities, etc.) must be less than $100.
  • The sum of open collections with low risk types (Bank Loan, Credit Card Debt, Personal Finance, Phone and Internet Services, Auto Loan, Child Support, etc.) must be less than $1,500.
• We will request a consumer report for each applicant. A soft credit check will appear on your credit report, but your credit score will not be affected.
• Please notify us of any extenuating or mitigating circumstances we should be aware of.

Identity Verification

• To ensure the information provided belongs to you, applicants are required to complete a secure identity verification process provided through Findigs.
• Only valid and verified government ID will be accepted.
• Our system cannot accept Military IDs. If you only have a Military ID, please contact us before completing your application.

Animals

• All animals must be registered through Findigs. Household pets are subject to certain restrictions by the property and not all properties accept pets; please refer to our full pet policy at https://mesaproperties.net/pets for restriction and fee details. Please check each listing individually on our website to see if it allows pets.
• Fees:
  • Household pets: there is a non-refundable pet verification fee of $25 per animal.
  • Fees do not apply to service animals or emotional support animals (ESAs).
• Emotional support animals: valid documentation from a licensed health care provider stating your need for the animal is required.

Criminal History

• Criminal conviction history will be considered unless otherwise specified based on regulatory limitations.
  • The following will be considered:
    • Felony convictions involving a sex offense, violent offense, weapons offense, arson, manufacturing or distribution of a controlled substance, or an unclassified offense in the last 7 years.
  • The following will not be considered:
    • Infractions or violations (like speeding tickets).
    • Criminal convictions from more than 7 years ago.
    • Arrests without conviction.
    • Sealed/expunged/juvenile records.
• Please notify us of any extenuating or mitigating circumstances we should be aware of regarding criminal history.

Automatic Denials

Applications will be automatically denied if any of the following exist:

• Insufficient or unverifiable income: Combined household net income less than 2.25x the monthly rent.
• Unacceptable credit conditions:
  • Average Household Credit Score (TransUnion ResidentScore) less than 620.
  • The sum of the open collections with high risk types (Previous Landlord Debt, Utilities, etc.) over $100.
  • The sum of open collections with low risk types (Bank Loan, Credit Card Debt, Personal Finance, Phone and Internet Services, Auto Loan, Child Support, etc.) over $1,500.
• Combined Debt-to-Income Ratio (DTI) greater than 60%.
• Any final judgment of eviction in the last 7 years.
• More than 3 late rental payments with previous landlord.
• Open balance with any previous landlord.
• Lease violations with previous landlords.
• Any forged documents such as, but not limited to, fake pay stubs, altered bank statements, fake ID, etc.
• Misrepresentation on application such as giving a fake landlord or employer reference and contact info.
• Harassment of Mesa Properties staff whether in person or over the phone. Threatening or verbally abusing any staff member will not be tolerated and the application will be immediately declined. This includes excessively calling or emailing us for updates on your application when a response timeline has already been communicated to you and has not yet come to pass.
• Bankruptcy discharged less than 1 year or negative credit history since bankruptcy discharge.

Next Steps After Approval

If your application is approved, we will require the following to move forward:

• Pay the outstanding balance (first month’s rent and security deposit) in full with certified funds.
• Transfer all applicable utilities into your name and provide all utility account numbers to us. You will receive an email with utility instructions after the lease is signed.
• Provide proof of renters insurance in the minimum amount of $100,000 liability with Mesa Properties listed as additional interest.
• Sign the Move-In Inspection, which is sent to you within a week of move-in to digitally sign.

Mesa Properties Inc. | DRE: 01884617 | 417-B N. Central Ave. Upland CA 91786 | 09/25

Apply at 123mesa.com